RJM LAWYER 

Before I begin, I know I'm going to get FLAK for this blog. But that’s alright, as an attorney, getting flak comes with the job, and I'm good with that. Because at the end of the day, if some of you walk away from this blog a little more informed about PRENUPS, how they work, the likelihood you’ll ever need one, and whether they’re the right fit for you, well then I've done my job, and for me, that is the reward. Let me start by addressing the elephant in the room. YES, I un

The throes of debt! "Debt is like a saddlebag, and you, the horse that's carrying the bag." -Anonymous AS of 2022, Americans have $986 billion in credit card debt. Nearly a trillion dollars. But what makes this number really STAGGERING is that in 1965, this number was ZERO. WHY?- Because there was no credit card, and Americans could only buy what they could afford. How's that for a novel idea? Fast-forward 56 years and we are now in the midst of a DEBT ARMAGED

"You've done the work--now reap all, not just half, of the reward." A Limited Liability Company (LLC) is like the Cinderella of the corporate world. Unlike its bratty, sometimes stubborn, step-sister, the Corporation, it has humble beginnings and comes with user friendliness that makes it a popular option for all types of business owners. "Then what's the Problem?" An LLC's primary appeal is its limited liability. Within a world of ambulance chasers, slip and falls, and f

People, particularly young people, think about death about as much as they think about IRAs, 401k, life insurance,...well, you get the idea. Truth is, unless you're on your death bed, mortality is just one of those things, we as people don't spend a lot of time thinking about. For death- out of sight, out of mind, seems to be what we're comfortable with. LIVING TRUST vs. HAVING NO TRUST When you die, so do your assets. Or at least some of them. Without getting into legal