RJM LAWYER 

Before I begin, I know I'm going to get FLAK for this blog. But that’s alright, as an attorney, getting flak comes with the job, and I'm good with that. Because at the end of the day, if some of you walk away from this blog a little more informed about PRENUPS, how they work, the likelihood you’ll ever need one, and whether they’re the right fit for you, well then I've done my job, and for me, that is the reward. Let me start by addressing the elephant in the room. YES, I un

Is court a necessary evil? Maybe. But does that mean we have to like it?--Absolutely not! INTRO I have yet to meet someone that absolutely revels in the idea of a contentious no-holds-barred court battle! But Ruben, you're probably muttering, I've watched live court TV, read newspapers, and have even watched My Cousin Vinny (great movie by the way); I know to a mathematical certainty that lawyers love to argue and people are naturally litigious. Look, a broken clock is ri

Before we jump into the confusing and sometimes convoluted world of taxes, gains, and trusts; let's start with something easy, you know, like introducing ourselves. I'll start! My name is Ruben J. Martinez, and as many of you know I am RJM Lawyer. Practice wise, I do a lot of things, but mostly, I do estate planning. It's kind of my thing. Everything from the trendy living trust, to the refined family trust, to the special needs, medicaid protection, pets, and life insu

"If Government Benefits Matter, then you need a Special Needs Trust!" As parents-- The perpetual question we ask ourselves is, "when we die, will my children be okay?".... "will they be taken care of?"... and "if I die today, will I have planned for tomorrow?" Some of us mull over this more than others, but regardless, we all think about it. After all, it's kind of our job, right? Special Needs Trust Defined: A special needs trust is a type of trust designed for a person w

Foreword: Listen! In no way am I saying MOMz is the anti-Christ. I mean, she's not even religious...kidding,...LOVE you MOM, but seriously, you might want to SKIP this blog. xoxo ALRIGHT, now that we have that out the way, let's dive into today's BLOG. PERSONAL GUARDIANSHIP: How it Works and WHY you should have one if you have MINOR children So WHAT is a Personal Guardian anyway? A personal guardian is essentially an angel from heaven that for reasons unknown cares for

For starters, let's be clear! In no conceivable way, am I knocking sole-proprietorships ("SP"). That's not what this is about. For a lot of people- a SP makes sense. But they do have their short-comings, particularly, when it comes to liability. So with this in mind, please do not take this blog personal, if say, you're a gun-toting SP person. Lawsuits: Should you worry? LISTEN! IF your business is completely off-grid, and you don't expose yourself to the outside worl

The power of perception plays a vital role in our society, both personally and professionally. Just think, in the first few seconds of...