By RJM LAWYER – Working for You For many Californians, overwhelming debt is not the result of irresponsibility—it’s the result of medical bills, job loss, divorce, rising housing costs, or simply trying to keep up in an increasingly expensive state. When debt becomes unmanageable, Chapter 7 bankruptcy can offer a lawful, effective reset. That said, bankruptcy is not something to rush into blindly. Understanding how Chapter 7 works in California—who qualifies, what property i
